Unleash better payments

Lopay is the highest rated, lowest cost solution to simplify payments and support your pet business.

Join thousands of other pet professionals praising Lopay...

Control your costs, boost your profits

Earn more with lower fees

Fed up with overpaying to take card payments? Your customers can pay on card and you can still keep your cash with our industry leading low processing fees. Take control of the rate you pay and withdraw funds to your bank whenever you need.

Accept all popular payment methods

Offer customers chip & pin, contactless cards, Google Pay, Apple Pay, and NFC-enabled wearables. You can also log cash payments via the Lopay app so you can track all your income in one place. With such a variety of ways to take payment, you'll look professional and never have to worry about getting paid.

Take payments in style

Be confident that you can accept payments quickly and securely with our stylish, advanced card readers. Simple to use, there's no room for confusion so you can give a quality service every time.

Build trust with fuss-free payments

Boost your repeat business

Ramp up visit frequency and sales effortlessly with our card-linked loyalty system coming soon to Business Terminal. Try with a 30-day free trial. After that, it’s just £14.99 per month, per site. No mess, no stress, just a hassle-free way to reward customers and keep them coming back!

Pick what you pay & when you get paid

With Lopay, you decide the fees you pay on transactions and when your payouts arrive in your bank.

Essential

0.79% per transaction

Designed for new or part-time businesses. Enjoy reliable deposits of your earnings into the bank every Thursday. Plus 10% back on card spend to help with cash flow in the meantime.

Standard

0.99% per transaction

Best for pet businesses focussed on efficiency and savings. Complete a service for a pet, and the payment will be in your bank the next day. Plus you get 50% back on card spend and double rewards on offers.

Instant to bank

1.79% per transaction

Ideal for busy pet businesses that need quick cash flow. Enjoy instant payouts directly to your bank, available 24/7—weekends and bank holidays included. Plus you get double rewards on offers.

Choose from multiple ways to get paid, fast

Business Terminal

Shorten wait times with an all-in-one terminal. The sleek, no-wires, touchscreen design enhances your professional image.

£15 monthly plan + P&P

12 month minimum term.

Transaction fees apply.

Card reader

Take payments with a familiar, reliable card reader wherever you need. Affordable, compact and user-friendly to accept chip & PIN and contactless card payments.

£24 upfront fee + P&P

No contract, no minimum term.

Transaction fees apply.

Tap to Pay

Say goodbye to device juggling and hello to faster payments. Accept contactless payments directly from your phone — no card reader needed! Available on Android and iOS.

No upfront fee.

No contract, no minimum term.

Transaction fee + 8p.

Instantly access your money and get rewarded

Spend smarter, save more

Get instant access to your money with the free Lopay Expense & Rewards Card and use it to reduce your transaction fees. So, for every £100 spent on the card, you'll pay no fees on your next £50 of transactions on the Standard Account, or £10 on the Essential Account. Plus, enjoy amazing offers at John Lewis, Boots, M&S and more which can further reduce your transaction fees.

Award-winning technology you can rely on

Stay on top of your business

Payment link for a Dog Full Groom

Payment links

Easily and securely take deposits before an appointment to reduce cancellations or no-shows. Send a unique link via text, email, or social media so your customer can pay at a convenient time from anywhere.

Smart tipping

Boost your chances of getting a tip with Lopay. Smart tipping automatically prompts customers to tip an appropriate amount.

Free POS app

The Lopay POS app makes navigating checkout effortless. Charge custom amounts. Add, manage and sell unlimited products and stay on top of what's selling with easy to understand reports via the sleek business terminal, your mobile or tablet.

Teams screen on iPhone showing where you can add a new team member

Help your staff

Add colleagues to your account so they can securely take payments on your behalf. You'll never have to worry about business during your time off.

iPhone screen displaying the Xero login to connect to accountancy tools i.e. Xero and Quickbooks

Link your accounting tools

Seamlessly track all transactions and make bookkeeping a dream with automatic sync to Quickbooks & Xero.

Reports screen on iPhone Android showing activity, sales and stock reports

Financial dashboard

Get full visibility of your earnings in real time, track every transaction and get reports that give you an easy overview of your finances.

Become the best business in class

Retain clients & grow sales

Increase visit frequency and customer spend with our easy-to-manage loyalty system* built into the Business terminal. Simply reward customers when they pay with automatic card-linked loyalty points, managed via the terminal. No messy cards or risk of rewards eating into profits.

Get the word out via receipts

Build your reputation and promote your business via digital receipts. Customise your receipts to reflect your brand and add a promotional field* to prompt reviews or link your preferred site.

Get a cash advance

Need a little extra to support your pet business? We provide cash advances* based on your trading volume. Use to buy new equipment, expand your business or anything else that will help you grow.

*Feedback and promotional field, loyalty and cash advances coming soon.

Secure payments, powered by Stripe

Our robust safety features help build trust with your clients, ensuring a secure transaction environment.

Lopay uses the power and security of Stripe which processed $1 trillion in total payment volume in 2023 alone and is PCI compliant, so you know your payments with customers are in safe hands.

Our friendly, UK-based support team are here to help

You can ask us anything via the chat icon in the app or refer to the step-by-step guides and FAQs in our Support Centre.

Alternatively, get in touch on [email protected] or 020 4571 4796. We’re here to help.

Ready to give it a try?

The Lopay app is free to download, with no upfront fee, no contracts, commitments or monthly fees when you sign up. Take a look around the app to see what Lopay can do for your business!

Think your mate would love Lopay?

Refer a friend to Lopay and each get no fees on £1000 of transactions after signing up.